Accept credit card payments on your phone
No reader, no hardware, no waiting. With Cash’On Tap to Pay, your phone is the terminal — your customer holds their card or phone near yours, and the money lands in your balance instantly.
How it works
1
Enter the amount
Type what you're charging on the keypad. Cash’On shows the exact total before anything happens.
2
Choose who covers the fee
Flip one switch: cover the small processing fee yourself, or add it to your client's total. Your choice is saved for next time.
3
They tap, you get paid
Your customer taps their card or phone. The payment settles to your Cash’On balance instantly — no payout delays.
Built for people who get paid in person
- Instant settlement. Money from every tap is spendable right away — send it to a friend, spend it with your Cash’On Card, or cash out.
- Transparent fees. One simple percentage plus a few cents, shown before every charge. You decide if you or the client pays it.
- Scam protection. First-time payers, flagged accounts and large payments trigger extra checks before money moves.
- More ways to get paid. Share your $cashtag, your Cash’On QR code, or a payment link — whatever's easiest for your customer.